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Reasons why you venture into real estate

These are a few reasons why you should look into real estate as an investment avenue. 1. Once you’re well established as a real estate investor, real estate tends to have a predictable cash flow. Cash flow is the net spendable income derived from the investment after all operating expenses and mortgage payments have been made. 2. Real estate appreciates…

Here are the three secret you need to master to grow your wealth.

1. Discipline to Save & InvestTime is of the essence.Don’t delay saving and investing. The earlier you start, the better 2. Discipline to delay gratification.If you look around you, you’ll probably notice that we are surrounded by advertisements that are aimed at making us spend money on things we do not need…whether it’s ads for a new phone, a new…

What to know about life insurance

Life insurance can provide a protective financial cover for you and your loved ones. It ensures that you and your dear ones always get financial support. Here are some of the points to be aware of regarding life insurance. 1. Peace of MindHaving life insurance provides the ultimate peace of mind. Doctors, if you have someone who is relying on…

Top 3 strategies to pay off ANY six figure student loan debt FAST!

Confused on where to start? Anxious about your student loan debt? Not sure what the best strategy is to pay off your debt?

Check out the checklist to know how you can pay off ANY student loan debt fast.

Click here for the checklist

Since my family already posting lol I paid off my loans!!!
Budget, Plan, Execute
Paid off 115k in student loan debt in…

Posted by Bre Yancey on Saturday, August 29, 2020

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Dr. Caroline Clerisme

About Me

I graduated from Tufts University School of Dental Medicine with about $ 250,000 in student loans and was able to pay everything off in 4.5 years. I used to be that doctor who was scared, frustrated, confused about how to pay off her debt and invest.

Now, thanks to a debt free lifestyle, I have been able to maintain a stress free life, have peace of mind, buy cars cash, invest aggressively in myself, real estate and the stock market, prepay my vacations, freely help family members, to name a few.

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The Stories of Success

“Tomorrow by 12 noon I’ll be free from credit card debt that has plagued my life for 15yrs. My love-hate relationship with my credit cards.”


-Pediatrician in GA

“I sent the payoff for 2 of the credit cards and the payment to Macy’s as the plan suggested; I will pay off the next two cards by the month’s end. I am very satisfied with the plan and intend to follow it as best I can.”


Dr. B


“This course has been so valuable to me. I have taken your advice on getting a side hustle to make more money/ established a budget/ almost finished my cushion fund/ opened up investment accounts/ and acquired an investment property. All with your help and in just a few weeks. I feel less stressed about money now that I have a plan. And! I even meal prepped this week! Thank you! Thank you! Thank you!”

Dr. Diaby, General dentist in NC

“Since I started working with Caroline, I better understand my financial portfolio. In less than 4
months I would have paid close to 15,000 on my existing debt. I have always had a great credit
score but now it’s almost 800. I paid an $ 11,000 down payment on my youngest son’s car. I feel
financial freedom is right around the corner. Thank you Caroline. As you can see, I am an
obedient student.”

Dr. H. Glasper, general dentist in MD

“I have experienced a change in my mindset and also the beginning of this journey has made me feel excited and eager to do more to reach financial freedom and generational wealth. I am thinking how following this plan will make me more suitable in my personal life as well as business affairs. It has definitely allowed me to take the opportunity to cut out things that were not absolutely necessary or things I over indulged in.”


Dr. R

” The course was really good, and I learned so much that I’m implementing in my life right now.”

Dr. Vida ( general dentist in VA)

“Whew down to my last loan!!! I can see the light at the end of the tunnel lol thank you!!!

Dr. Y

Dr. Y


“Officially student loan debt free!! Paid off 115k in 29 months. Words can’t describe the amount
of joy and relief I feel. Special thank you to Dr. Caroline for guiding me in the right direction
and creating a plan for me to follow in order to pay them off so quickly!”

Dr. Yancey, pharmacist in WI

“I looked at my credit scores on Credit Karma and all 3 are in the high 7 hundreds! Yayyyyy!!


Former dentist, TX

“The moment I heard Dr. Clerisme’s story and the snow ball plan on steroids; I said that’s the plan for me; I immediately got in contact with her by sending an email to her before the webinar ended and set up a coaching call very shortly after. I just thought to myself how I would love to be debt free and not feel held back by student loans after I’ve worked so hard to obtain my DMD; I never imagined the very thing I thought would enhance my life and afford me the opportunity to live better would also be a barrier in many aspects. I realized that I had not made the best financial decisions over the years and feared that I was too deep in to correct them in a timely manner. Speaking with Dr. Clerisme gave me hope. I’ve already started the plan recommended and am excited to see progress as I meet the mark of each recommendation.”


General dentist in NJ